ChoiceLifeQuote.com founder to present at AFCPE symposium

James Shiver, founder of ChoiceLifeQuote.com, will deliver an on-demand session at the 2026 AFCPE Symposium in Washington, D.C., on how accelerated life insurance benefits can help people facing serious illness. The presentation adds a consumer-facing angle to financial counseling conversations about life insurance beyond the death benefit.

Why it matters: - Accelerated life insurance benefits can give policyholders access to part of a death benefit while they are still alive. - The topic matters for people facing critical, chronic or terminal illness, when expenses can rise quickly and cash flow can tighten. - The session is aimed at financial counseling and planning professionals who advise consumers on insurance decisions.

What happened: - James Shiver, DBA, founder of ChoiceLifeQuote.com, was selected to present at the 2026 Association for Financial Counseling & Planning Education Symposium. - The symposium will take place Nov. 17-19 in Washington, D.C. - Shiver's prerecorded, on-demand session is titled “Life Insurance for Living: Accelerated Benefits.” - Shiver will focus on how certain life insurance policies can provide living benefits if a policyholder experiences a qualifying illness.

The details: - The session will examine the financial impact of serious illness. - The presentation will cover the basics of life insurance accelerated benefits. - The session will also look at how those benefits fit into a broader financial discussion. - Shiver said many consumers think of life insurance only as protection for families through the death benefit, but some policies also include accelerated benefits that may provide resources during a qualifying critical, chronic or terminal illness. - ChoiceLifeQuote.com has a recent article, Life Insurance with Accelerated Benefits, with more information on the topic. - Shiver has more than 20 years of experience as an independent life insurance professional serving individual and small-business markets. - Shiver also works as a university business professor, holds the Accredited Financial Counselor® designation and is a retired U.S. Army veteran. - ChoiceLifeQuote.com is an online life insurance resource focused on the individual and small-business markets. - The site offers online insurance comparisons, educational resources and personalized help from licensed agents.

Between the lines: - The selection points to growing interest in practical insurance tools that do more than replace income after death. - Framing accelerated benefits in a financial counseling setting suggests the industry is trying to make life insurance more relevant to everyday financial planning.

What's next: - The AFCPE session will be available on demand during the symposium window. - Shiver's presentation could help broaden awareness of accelerated benefits among counselors, planners and consumers. - ChoiceLifeQuote.com is positioning educational content as part of its broader consumer guidance strategy.